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Free tool

Life insurance needs calculator

Most families start with a number. This estimates yours in about two minutes, using the same DIME method agents use. No contact information required to see your result.

An estimate, not a quote

How much life insurance do you need?

This is an educational estimate based on the DIME method. Debt, income, mortgage, education. Your actual need depends on details only a licensed agent can weigh with you.

1 Your family
Years of support neededyears
Number of children
2 What you owe
3 What you have set aside

Estimated coverage need

$1,215,000. Rounded to $1,000,000.

Nearest common policy size. $1,000,000

See what this costs

No obligation. No pressure. A licensed agent reviews every quote.

Figures are illustrative. Coverage is subject to underwriting approval. Product and carrier availability varies by state.

When you are ready

A licensed agent turns your estimate into a real plan.

Free, no pressure, in English, Spanish, or Portuguese.